Australian Real Estate Terms

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Buying, selling or renting property in Australia and having trouble understanding what they're saying? To help you figure it out, we've created brief explanations of the words used. For more complete information, see your local real estate agent, financial advisor or solicitor.

A B C D E F G - H I - J - K L M - N O P - Q R S T U - Z

G
garnishee	To legally divert part or whole of someone's money or property to someone else such as for Child Support Payments.
gazumping	Where a seller agrees to sell to one buyer but then either sells to another buyer or raises the price when two or more buyers show interest.
gearing	The ratio of your own money and borrowed funds for investment.
gross income	Income before taxes are deducted.
guarantor	A person who agrees to be responsible for the payment of another party's debts in case of their default.

H
holding deposit	An initial sum of money given to register interest and goodwill or bind the sale of real estate before the full deposit is paid.
home equity line of credit	A mortgage loan which allows the borrower to obtain multiple advances of the loan proceeds up to a specified percentage of the borrower's equity in a property.
home improvement loan	A loan made to a homeowner in which the home is used as collateral for the loan.
home inspection	A thorough inspection that evaluates the structural and mechanical condition of a property. A home inspection can be made a condition of purchase.

Note: We assume no liability resulting from any errors or omissions. Translation . . . we've done our best to bring you accurate information. However, you should seek your own independent advice as to the accuracy of the information supplied.

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