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| ABA | Australian Bankers' Association |
| acceptance | Agreeing to be bound by the terms and conditions of an offer or contract. |
| accessory | One or more buildings on a lot that is not considered the primary building. An example would be a storage shed. It is usually listed as 'Accessory Building'. |
| amenity | A non-essential feature that enhances a property's attractiveness and occupant's satisfaction. Examples are: scenic views or closeness to public transport. |
| amortise | Repaying a mortgage with regular payments that cover both the principal and interest. |
| amortisation period | The period of time a loan has to be repaid at the arranged terms. |
| appreciation | An increase in the value of a property as a result of changes in market conditions. |
| adjustments | The process of allocating expenses on settlement day that the seller has paid for but not used and those that the buyer will be billed for but has not used. Examples are: phone, electricity, council and water rates. agent Person or company authorised to act on behalf of a client in the purchase, sale, or management of a property. |
| appraised value | The estimate of the value of a property being used as security for a loan. |
| application fees | The fees charged to cover or partially cover the lender's costs to set up a loan for approval. |
| asking price | The listed price of a property. It may not always be the selling price when an owner is willing to negotiate. |
| asset | Anything of monetary value owned by a person. Examples are: money, real property or personal property, and bank accounts. |
| APR | The annual percentage rate (APR) is the rate of interest per annum. |
| auction | The public sale of a property with ownership going to the highest bidder subject to a reserve price being equalled or exceeded. |
| assessed value | The valuation placed on a property for the purposes of taxation by an authority. |
| assignment | The transfer of a mortgage from one person to another. |
Note: We assume no liability resulting from any errors or omissions. Translation . . . we've done our best to bring you accurate information. However, you should seek your own independent advice as to the accuracy of the information supplied.
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